The COVID-19 period is not over yet. This year, because of this unexpected disease, many people have to stay at home even when there are some large festivals they would gather together for celebrating like the past years, including Thanksgiving Day, Halloween Day, and so forth. And now, it is going to be Christmas day. …
Author: jcmhealthlife
What Is Open Enrollment? What it means? Does The Open Enrollment Period Matter If I Already Have Insurance?
What Is Open Enrollment? Open enrollment is the period during which people can purchase health insurance for the upcoming year. If you don’t sign up for health insurance during open enrollment, there’s a possibility that you won’t be able to sign up for health insurance until the next open enrollment period, unless you experience a …
Before you pick a health insurance, take a look on this
Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler. 1. The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do …
How cost-sharing reductions works
If you qualify for savings on out-of-pocket costs and enroll in a Silver plan: You’ll have a lower deductible. This means the insurance plan starts to pay its share of your medical costs sooner. For example, if a particular Silver plan has a $750 deductible, …
When your income changes, so does your premium tax credit?
“One of the common questions is what happens with my premium if my income changes?” This concern is very simple to answer, if your income changes, or if you add or lose members of your household, your premium tax credit will probably change too. It’s very important to report income and …
Easy and quickly save money on your health plan
Many people are concern on how their financial would affect their coverage for this open enrollment period on November 1St. With out any doubt we are going through very tough times. Some families are considering that have a health plan will exceed their budget but who can blame them right? As a Household we have …
Put your health on gear!
“Now on these days, something that we have to be ironically thankful with Covid-19 or Coronavirus it’s that we has been push to learn to be healthy.” Due the Covid-19 still increasing on Florida, according to Florida Department of Health (DOH) Updates reported a record-high number of test results received in one day. But this …
¿Quién y porqué debiera tener un seguro de vida?
La reacción más común ante la mención de un seguro de vida es generalmente de rechazo o de aplazamiento. Nadie siente que es hora de pensar en su propia mortalidad y es muy fácil encontrar una excusa para ni siquiera considerar tal situación: “No tengo planes de morirme todavía”, “soy joven y tengo buena salud”, …
10 consejos simples para la seguridad financiera de su familia
“Comience a darle la seguridad financiera para su familia con 10 simples consejos de administración de dinero” Saber que tiene suficiente dinero para cumplir con sus obligaciones, hoy y en el futuro, es una forma de sentirse seguro financieramente. También es una de las razones por las que muchos de nosotros ahorramos, invertimos y aseguramos …
Seguros de vida que salvan vidas
El seguro de vida o seguro sobre la vida es un seguro que cubre el riesgo de muerte, el seguro de vida cubre los riesgos que puedan afectar a la existencia, integridad o salud de las personas. Para que el seguro sea efectivo debe formalizarse un contrato de seguro. Muchas personas tienen la idea fija …